Money Under 35

Navient’s Money Under 35 is a national study of the financial health of young Americans aged 22 to 35, conducted with Ipsos.

More than 3,000 young adults answered detailed questions about their jobs, income, savings, debt, financial attitudes and behaviors, as well as their satisfaction with their current and future prospects.

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What’s your money personality?

A degree matters

The 41% of young adults aged 22 to 35 who have completed their degree, regardless of family education or financial background, show distinctly stronger financial health across a variety of measures than those who did not go to college and especially stronger than those who attended some college but did not earn a degree.

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Degree holders, especially those with advanced degrees, are likely to say they are "very satisfied" with many aspects of their lives.

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Degree holders are…

 

Degree holder

Non-degree holder


More likely to be employed

84%

62%

Very positive about their current financial health

45%

30%

More optimistic about future job prospects

46%

34%

More likely to be homeowners

50%

34%

Less likely to be experiencing trouble paying their bills

27%

41%

More likely to believe that education is a worthwhile investment

76%

57%

Special Reports


Millennial Jobs and Careers

Professional success is an important contributor to overall financial health. To better understand its impact, we took a closer look at job satisfaction, educational fit, and how young adults feel about their current and future career paths.

News Release

MONEY UNDER 35 STUDIES


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